We have merged with another of the world’s leading issuer-processors, Paymentology, to form a new force in payments, united under the Paymentology name.
We now offer even more power, more reach, more possibility, and more ways for banks and fintechs to rapidly issue cards and new products, anywhere in the world, at scale.
Tutuka is now
Paymentology
Card-issuing “in a box”.Flex
Turnkey card-issuing and programme management, simplified for growing businesses and fintechs.
Trusted by more than 300 customers and their proven apps.
Complete turnkey solution
The total, low-friction, end-to-end payments solution. With easy, developer-friendly integration and simplified costing structures.
Ready bank integration
With well-established relationships with banks and major card schemes, we bring the banks and the BIN to you.
Modern card products
We offer a full range of leading, modern card products, both physical and virtual, with manufacturing and distribution options.
Offer the solutions your customers need
With extensive experience providing solutions tailored for both established and emerging markets, we understand and meet regional and multinational business needs.
Remittance
Payroll
Microlending
Rewards and payouts
Gift cards
Remittance
We enable people to send their money where it’s needed, effectively and affordably. Financial inclusion and banking the unbanked is a core value at Paymentology.
Payroll
Pay employees and workers into multi-functional, secure cards, that are safe, convenient and easy to use.
Microlending
Easily disperse funds to loan-recipients safely, securely, traceably and cashlessly, via simple payouts into fully functional cards.
Rewards and payouts
Enable reward and loyalty programmes, as well as safe and convenient payouts for applications like insurance, medical schemes, and many others.
Gift cards
Issue physical or virtual gift cards linked to specific or multiple stores, smoothly and easily. With the option to brand and manufacture.
We enable people to send their money where it’s needed, effectively and affordably. Financial inclusion and banking the unbanked is a core value at Paymentology.
Pay employees and workers into multi-functional, secure cards, that are safe, convenient and easy to use.
Easily disperse funds to loan-recipients safely, securely, traceably and cashlessly, via simple payouts into fully functional cards.
Enable reward and loyalty programmes, as well as safe and convenient payouts for applications like insurance, medical schemes, and many others.
Issue physical or virtual gift cards linked to specific or multiple stores, smoothly and easily. With the option to brand and manufacture.
Your complete payment solution, “in a box”
We bring the bank to you
We’re fully integrated into banks and major card schemes; able to provide you with a BIN. We take care of the “heavy lifting” so you don’t have to.
Developer-friendly
Our APIs are ultra-flexible and low-code for ease of integration, significantly decreasing time to market. In short, Devs love us!
We’ve got you covered, end to end
From virtual cards, to manufacturing, reconciliation, support, and much more, we provide a full, turnkey solution.
Active in six global territories.
And counting.
We’re operational in multiple territories, worldwide, with 24/7 support, everywhere. We’re able to support clients with multinational footprints, letting you rollout in multiple regions, with one partner and one integration.
Global reach
Botswana
Cote d'Ivoire
Kenya
South Africa
United Kingdom
Zambia
Coming soon
EU
Tanzania
In partnership with
Issue any card, anywhere
Offer today’s leading debit and prepaid card products, both physical and virtual, fast and without friction.
Prepaid and debit cards
Digital-first cards
QR payments
Tokenisation
Wallets
Prepaid and debit cards
Issue digital or physical Visa, Mastercard or UnionPay prepaid and debit cards, safely and securely, with full control over how they are used.
Digital-first cards
The next evolution in privacy; combining app-based control for customers, with physical cards displaying no sensitive cardholder details.
QR payments
We enable simple integration of QR payments, for a modern, slick, contactless, and in-demand customer experience.
Tokenisation
Push tokens to all leading Pay wallets. With cardholder token control, and sensitive details never exposed, tokenisation is the next evolution in security.
Wallets
Connect any wallet to a physical or virtual card, allowing the wallet to transact through any ATM, POS or online merchant that accepts Mastercard, Visa or UnionPay.
Issue digital or physical Visa, Mastercard or UnionPay prepaid and debit cards, safely and securely, with full control over how they are used.
The next evolution in privacy; combining app-based control for customers, with physical cards displaying no sensitive cardholder details.
We enable simple integration of QR payments, for a modern, slick, contactless, and in-demand customer experience.
Push tokens to all leading Pay wallets. With cardholder token control, and sensitive details never exposed, tokenisation is the next evolution in security.
Connect any wallet to a physical or virtual card, allowing the wallet to transact through any ATM, POS or online merchant that accepts Mastercard, Visa or UnionPay.
Other great, built-in features
24/7 global support
With expert Paymentologists and Support Teams on the ground, all around the world, we’re here for you, at all times.
Low-code
Our ultra-friendly APIs are designed for ease of integration and maximum compatibility, with low-to-no coding required.
Major card networks
We’re fully integrated into Visa, Mastercard, and UnionPay.
One Platform, multinational rollout
We enable multi-region, multi-national deployment, with one integration and one partnership.
99.9 uptime
We guarantee ultra-low downtime, with maximum transaction capacity and stability.
Ultra-scalable
We’re ready for dramatic rises in transaction capacity, as your business grows. We partner for the long haul.
Compliance made simple
Being PCI DSS Level 1 compliant, we're able to take care of the certification and compliance “heavy-lifting” for you.
Contact us
Our Payment Experts are on hand to guide you, answer your questions, and get you up and running, fast.
Flex: commonly asked questions
Does Paymentology offer other options?
Yes, we have three other products: Sprint, Pro, and Enterprise.
In which countries is Flex available?
Flex is available in Botswana, Ivory Coast, Kenya, South Africa, The UK, and Zambia. And, soon, in the EU, Tanzania, and more.
Which cards does Flex support?
Flex supports prepaid and debit cards, both physical and virtual.
What type of credit solutions does Flex offer?
Flex offers Merchant Funded Instalments only. Other types of Credit are available with our Pro and Enterprise products.
Does Flex offer BIN sponsorship?
Yes. With Flex, we are able to facilitate a BIN number for you.
Who holds the balance of the issued cards?
With Flex, you can choose to hold the balance of your customers' cards for full control. Or, let Paymentology hold the balance for speed and less administration.
Still not sure if Flex is the right fit for you?
Compare our four products
Programme management and card-issuing, made easy.
Modern card solutions for fintechs, with easy integration.
Industry-leading solutions for banks and ambitious fintechs.
The ultimate solution, tailored for banks at the forefront.
Available
UK, EU, South Africa
Worldwide
excluding on-soil countries
Worldwide
including Saudi Arabia on-soil
Worldwide
no restrictions
Processing
Start innovating your payments with us
Speak to a Payments Expert in your region and we'll get you informed and running, quickly and easily.